Finance Services

Welcome to Holt Truck Finance, where we specialize in offering a comprehensive range of commercial loans and financial solutions tailored to meet the unique needs of the trucking and transport industry. Our dedication to empowering individuals, small businesses, and dealers alike is reflected in our range of loan services and professional guidance at every step throughout your financing process.

Truck & Vehicle Financing

SEMI-TRUCK & TRAILER FINANCING

Holt offers semi-truck financing for a wide range of truck types and models to suit your business and transport needs. Our application process is quick, simple, and hassle-free.

TRUCK OWNER-OPERATOR FINANCING

We provide owner-operators with truck finance solutions that suit your business situation and vehicle needs. Our commitment to America’s independent truck drivers means Holt is your best financing option.

NEW OWNER-OPERATOR FINANCING

New to the truck driving profession? We’ll help you step into your own truck with finance solutions we have specifically for new owner operators. From financing plans to helpful insights, the Holt team is here to support your journey from the start.

VEHICLE FLEET FINANCING

We’ll help you expand your trucking business with financing options designed for truck fleet vehicle purchases. Holt offers competitive rates and flexible terms to fit your business scale and pace.

MULTI-UNIT FINANCING

Need to acquire multiple commercial vehicles simultaneously? Holt offers multi-unit truck finance solutions that feature low down payments, flexible terms, and options for used trucks and small businesses.

Equipment & Business Financing

TARP SYSTEMS & CARGO CONTROLS

We’re your best source for financing of tarping systems for your truck or trailer. With a simple application and quick answers, Holt helps you get into the tarp or cargo control equipment you need.

FARM EQUIPMENT LOANS

Holt offers finance solutions that can be used to purchase a wide range of agricultural and farm equipment – from tractors and combines to machinery, ag trailers, and dump trucks too.

CONSTRUCTION EQUIPMENT LOANS

When you’re upgrading equipment and machinery or expanding operations and services, Holt has finance options designed to help you acquire the new or used equipment you need – from bulldozers and dump trucks to skid steers and forklifts.

Additional Services & Resources

TRUCK DEALERSHIP RESOURCES

Holt is a trusted finance partner resource to truck dealerships nationwide. We specialize in loans for used semi-trucks and older equipment, including box trucks and dump trucks. We finance new owner operators, too.

BROKER & CARRIER RESOURCES

Holt is a trusted finance partner resource to truck brokers, carriers, and trucking companies nationwide. Our application and financing process is simple and hassle-free – with quick answers.

TRUCK FINANCING 
EXPERTISE

The Holt team of finance professionals is here to help truck owner operators navigate today’s truck and equipment financing process. Contact us today to start a conversation!

Holt Is Here
To Help

We’ve developed a network of resources that can be useful in your truck buying and owning process, such as commercial truck insurance. Learn more about industry news and the organizations we partner with to help keep America’s truck drivers on the move.

Financing Qualifications
& Loan Information

Holt Truck Finance is proud to offer a comprehensive
range of financial solutions tailored to meet your
specific needs.

Our dedication to empowering independent drivers and small business owners is reflected in our range of financial services – each designed to ensure flexibility and success.

With that, the credit qualifications for each of our services have different underwriting requirements.

  • The minimum credit score requirement is typically a FICO® Score of 600
  • The typical down payment is 25%

These requirements may be more or less, depending on your financial strength and credit score. 

How can Holt 
help you?

If you would like to talk about financing options tailored to your unique needs, or discuss your credit situation, we welcome you to contact us.