KEEPING YOUR BUSINESS
MOVING FORWARD

Holt Truck Finance is the leading provider of financing for semi-trucks, trailers, and commercial equipment to owner-operators, carriers, and dealerships for over 15 years. 

We provide fast and affordable transport finance services
to keep you on the move.

America’s Truck & Equipment
Finance Specialists

We’re experts in finance solutions that range from loans for new owner-operators to financing for fleets and farm equipment. We’ll guide you through every step of our simple process.

  • Semi-Truck & Trailer Financing
  • Farm Equipment Loans
  • Truck Owner-Operator Financing
  • Construction Equipment Loans
  • New Owner-Operator Financing
  • Truck Dealership Resources
  • Vehicle Fleet Financing
  • Broker & Carrier Resources
  • Multi-Unit Financing
  • Truck Financing Expertise
  • Tarp Systems & Cargo Controls

THE HOLT DIFFERENCE

OUR COMMITMENT TO YOU

Hassle-Free Financing

Our streamlined process saves time 
and delivers the solutions you need.

Quick Approval Times

Our simple application helps get you 
on the road faster, without complications.

Dedicated Support

Work with the same knowledgeable 
professional throughout the process.

Holt
Knows
Trucks

From big rigs to box trucks, we’re your best financing source. Beyond our expertise in financial services, we know the trucks that keep America running – and the importance of having a finance solution that’s right for your transport business needs.

For Owner-Operators

Holt is different. We’re a small team that takes the time to know your story and truck finance needs so we can best help you reach your goals. Contact us with any questions or apply today.

For Dealers

Bring Holt into your network of finance resources you can offer your customers. Contact us to learn about our areas of specialization and how we can support your truck sales opportunities.

Client Success Stories

New Owner Operators

“Assuming the role of an owner-operator was a transformative move, made viable by the strategic aid and customized financing solutions from Holt Commercial Finance. Their devotion to new owner-operators metamorphosed my business objectives into reality.”

Alex R. | Topeka, KS

No Credit Check Financing

“As an ambitious entrepreneur, Holt Commercial Finance stood by me. Their No Credit Check Financing overlooked my credit challenges, offering a financial base to kickstart my business ideas and craft a future that once appeared unreachable.”

Sam W. | Springfield, IL

Credit Repair

“My path to financial restoration was comprehensive and intimate, courtesy of the Credit Repair service from Holt Commercial Finance. Their method was more than just correcting figures; it was a committed endeavor to realign my financial journey, offering guidance and support at every phase I went from a 603 FICO to a 721FICO in less than 60 days.”

Samir E. | Clifton, NJ

Multi-Unit & Fleet Purchases

“Engaging with Holt Commercial Finance for our additional unit acquisitions was not merely a transaction but a collaboration that amplified our business’s expansion and enabled us to better serve our clientele.”

Ryan G. | Detroit, MI

Multi-Unit & Fleet Purchases

“Holt Commercial Finance turned our fleet growth into a reality. Their comprehensive approach to multi-unit acquisitions allowed us to confidently enhance our fleet and cater to the growing demands of our services.”

Brandon L. | Macon, GA

BIG ENOUGH TO GET YOU APPROVED, SMALL ENOUGH TO CARE ABOUT YOUR BUSINESS

Service Areas

We’re proud to make our truck financing services available nationwide, bringing our team’s experience and expertise to owner-operators and dealers across the United States.

Holt Truck Finance offices are based in the Toledo, Ohio area. 
We serve Ohio, Michigan, Indiana, Pennsylvania, Kentucky, 
and West Virginia as well as states across the USA.